3 - Teach Your Teen to Save

The Wise Steward Saves for the Unknown


Teenagers who have learned to earn and give need one more discipline before they begin spending on themselves. The third principle parents can teach their teens is that saving for the future is prudent no matter who you are, but as Christians we are called to saving as part of our stewardship of God's resources. Chuck discusses this strategy here.


Proverbs 6:6-9 (NASB)

6Go to the ant, O sluggard,

Observe her ways and be wise,

7Which, having no chief,

Officer or ruler,

8Prepares her food in the summer

And gathers her provision in the harvest.

9How long will you lie down, O sluggard?

When will you arise from your sleep?

New American Standard Bible, Copyright 1960,1962,1963,1968,1971,1972,1973,1975,1977,1995 by The Lockman Foundation. Used by permission.

What is your system for saving a portion of your earnings? What percentage do you put away each month? How do your kids know the way that you save, and how do you provide a good example for them in this regard?
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What are the benefits of the envelope system? What is your understanding of how it works, and how might you teach your teenage children to utilize this strategy?
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What spiritual good does saving a portion of our earnings do for the Christian? Why do you think God cares whether we save a portion of our earnings?
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Saving can often be difficult, but Scripture tells us that it is wise and prudent. Make a plan for your own saving and help your teens do the same. You will all be much happier and relaxed when the unexpected comes.