Richard Towner is Executive director for the Good
$ense Stewardship Movement of the Willow Creek Association. He is also
on the boards of the Christian Stewardship Association and the
President's Council of Christian Management Association. He received an Ed.D. degree in guidance and counseling and in educational research and statistics from the University of Cincinnati and is involved in
presenting programs to professional organizations throughout his career. He is the co-author of a number training curriculum with John Tofilon including Freed-Up from Debt and Good Sense Budget Course. Richard and his wife, Sibyl, live in South Barrington, Illinois.